Your responses indicate that you should NOT continue reading this web site.
This is NOT legal advice. You can tell that because there is no pay wall.
But, if a lawyer has been provided to you by an insurance policy… CALL HIM now! He is worried you will not like what you read.
But, just as the Charter grants you the right to speak YOUR mind, it also grants you the right to read whatever you like.
So, choose what you want to do next: